The trusted credit restoration partner for Realtors, Loan Officers, and Mortgage Brokers. Submit your client's file securely — we handle the credit work so you can focus on closing deals. All information is strictly confidential.
We handle the credit work. You stay the trusted advisor. Your client comes back to you ready to close.
Two decades of credit restoration expertise means your clients get results-driven strategies that actually work — fast.
We reach out to your referred clients within one business day so you never lose a deal waiting on credit work.
Client information is 100% confidential and will never be sold or shared with any third party — ever.
You and your client stay informed throughout the process. Clear communication and real results every step.
We handle the credit work. You stay the trusted advisor. Your client comes back to you ready to close.
Your referral stays yours. We never market to your clients or redirect them to competing services.
Three simple steps from referral to your client being credit-ready to close.
Fill out the secure form below with your client's basic information and credit situation. Takes less than 5 minutes.
Within 24 hours, our credit specialists reach out directly to your client for a free consultation and credit analysis.
We work to remove negative items, improve their score, and notify you when they're ready to move forward on the loan.
Exclusively for Realtors, Loan Officers, and Mortgage Brokers. All fields marked * are required.
When is the client hoping to purchase a home? *
Has the client spoken with a mortgage lender yet? *
If yes, what was the main reason they were denied or delayed? *
Is the client motivated to improve their credit in order to qualify for a mortgage? *
Is the client willing to follow a structured credit improvement strategy? *
Has the client agreed to be contacted by our team? *
Would you like updates when your client reaches mortgage-ready status? *
Uploading the credit report now allows our specialists to review the client's profile in advance — saving valuable time during the consultation call.
Drop files here or browse to upload
Credit report or supporting documents
All Client Information Is Always Kept Strictly Confidential
"I referred a client who was stuck at 561. ERC got her to 650 in just over 60 days. She closed on her home and sent me three referrals. This partnership has been a game changer."
"Fast, professional, and discreet. My clients always report a great experience with ERC, and they come back to me ready to qualify. Exactly what a loan officer needs."
"ERC doesn't just fix credit — they educate clients on how to keep it strong. My referrals come back stronger and better prepared to close. I won't use anyone else."